Legal
disclaimers
Please note that you acknowledge that you have read and
accepted these disclaimers by viewing the pages of this
Site.
New Zealand only
The Budget Loans website (Site) describes products and
services that are available only to New Zealand
residents and are in relation to property in New
Zealand. Applications for these products and services
from persons other than New Zealand residents cannot be
accepted by Budget Loans. Any product or service other
than those offered by Budget Loans in New Zealand should
not be regarded as being promoted by the information
contained in this Site. All information on the Site has
been prepared for the supply of products and services in
New Zealand only and under New Zealand law. Those who
choose to access the Site from other locations do so on
their own initiative and are responsible for compliance
with any applicable local laws.
Credit applications
Budget Loans lending criteria will apply to all
applications for credit. Approval fees may be charged
for credit applications.
Information that proves false
All online applications are subject to verification of
information and credit review. If it is shown that
information has been falsified Budget Loans may, at its
discretion, invoice you for the time involved in
reviewing your application for credit.
Links to other websites
From time to time this Site will contain hypertext links
to other internet sites. Budget Loans does not monitor
or verify such sites and accepts no responsibility or
liability in relation to any content or any other matter
on any other website.
Permission for hypertext linking
Unless you have obtained the prior permission of Budget
Loans, please do not create a link to any of the pages
on this Site. If you do create a link to any of the
pages on the Budget Loans website, you acknowledge that
you are responsible for all direct or indirect
consequences of the link, and you indemnify Budget Loans
for all expenses, costs, liability, damage or loss in
connection with or arising from the link.
Information on this Site
While Budget Loans uses reasonable efforts to include
accurate and up-to-date information in this Site, Budget
Loans makes no representations or warranties as to its
accuracy. Budget Loans assumes no liability for any
errors or omissions in the content of the Site. Budget
Loans accepts no liability or responsibility in
connection with or arising from your use of this Site
and the information contained on it. The information on
this Site is not a substitute for commercial judgement
or professional advice. Before acting on the basis of
information provided by this Site or selecting a service
or product, you should consult a Budget Loans staff
member.
Information subject to change
Budget Loans reserves the right to delete or alter
material from this Site at any time and may, at any
time, revise these terms by updating this posting. All
information is current at the time of publication, but
if you are uncertain of the timeliness of any
information, please consult a Budget Loans staff member
before proceeding.
Interactive tools and calculators
Budget Loans does not warrant or represent the
completeness or adequacy or accuracy of any information
provided by the interactive tools and calculators on
this Site. Any interactive tools and calculators that
may be used on this Site are intended for illustrative
purposes only. Before selecting either a product or
service or acting on the basis of information provided
by these interactive tools, please consult a Budget
Loans staff member.
Ensuring your privacy
The internet for email is inherently insecure and should
not be used to communicate with Budget Loans about your
accounts. To ensure security of your personal
information Budget Loans provides encrypted application
forms. Any personal information received from you by
Budget Loans will be held securely and will only be used
for statistical purposes and to provide information to
you. You can access your personal information held by
Budget Loans and request correction of any errors in
that information by contacting us.
Our intellectual property
No material from this Site may be uploaded, copied,
posted, modified or distributed in any way, except that
you may download one copy of the materials on any single
computer for your personal, home use only, provided you
keep intact all copyright and other proprietary notices.
The use of any such material on any other website or
computer environment is prohibited. Budget Loans holds
all copyright and reserves all rights and other
intellectual property rights in this Site, save as
provided in this disclaimer. Any infringement of Budget
Loan's intellectual property rights will be fully
enforced under New Zealand law.
Our website and the law
The contents of this Site and any contracts formed with
Budget Loans arising out of this Site are governed by,
and are to be interpreted consistently with, New Zealand
law.
Privacy
statement
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